Milestone 05 · Insure
Insurance, explained simply.
The cover you actually need, how premiums are calculated for young drivers, and how to claim without stress.
What you'll get out of it.
Cover that genuinely protects you
Understand what affects your premium
Learn how to claim confidently
Access preferred insurance partners
Inside Insure Your Car
Everything you need. Nothing you don't.
Why Insurance Matters
Real-world scenarios young drivers face.
Choosing Cover
Comprehensive vs third party vs fire & theft.
Premium Basics
What insurers actually price for.
Excess & Claims
How claims work, step-by-step.
Young Driver Cover
Partners who specialise in first-time drivers.
Additional Protection
Roadside, breakdown, key & personal cover.
Powered by trusted partners
Motion One works with the best of the industry.
Insurance Providers
Underwriting Partners
Roadside Assistance Services
Questions, answered.
Insurers price on risk data. Younger, less-experienced drivers statistically claim more often. Motion One Membership can help unlock preferred rates.
For a financed vehicle, yes — it's usually required. For a fully-owned older car, third party may be enough. We help you decide.
Tracking devices, safe parking, low mileage, a completed advanced driving course, and time behind the wheel with no claims.
Downloads & resources